Lend smarter with alternative data
Help digital lenders, BNPL providers, and insurtech teams underwrite better, automate claims, reduce fraud, and manage conditional payouts with infrastructure built around mobile money and transaction intelligence.
Tailored stack
From underwriting to payout
Blend scoring, identity, enrichment, fraud tooling, claims automation, disbursements, and escrow controls in one lending-ready workflow layer.
OminiScore
Credit scoring from mobile money behaviour for underwriting thin-file customers.
KYC
Identity verification and biometrics to onboard customers with less fraud and less friction.
Verify
Account intelligence for balance, ownership, and account status checks before money moves.
Enrich
Account enrichment and spending-pattern signals that turn raw data into usable intelligence.
Powered by one integration
Mix onboarding, payments, fraud, intelligence, and reconciliation workflows without stitching together multiple vendors.
The building blocks for lending & insurance
Combine identity, data connectivity, payments, fraud controls, and post-transaction operations in one sector-ready stack.
Launch customer-facing experiences faster
Credit scoring without bureau data
Underwrite more borrowers using behavioural wallet data, account intelligence, and identity signals.
- Use OminiScore to assess thin-file customers from mobile money activity
- Combine Enrich and Verify for affordability, income, and ownership context
- Reduce synthetic identity risk with KYC and OminiShield controls
Automate insurance claims
Accelerate claims workflows while reducing manual review load and leakage across the lifecycle.
- Run FNOL-to-settlement journeys with AutoClaim workflows
- Use FraudSense and OminiShield to spot risky claims earlier
- Trigger approved payouts directly with Transfer
Escrow for BNPL
Protect merchants, lenders, and customers with conditional payment release flows built for installment commerce.
- Hold and release funds through OminiEscrow based on milestones or delivery events
- Disburse approved amounts with Transfer from the same platform
- Add fraud screening before release using network and ML signals
Infrastructure that scales with your roadmap
Translate raw mobile money behaviour into underwriting signals your credit team can operationalize.
Join product teams using OminiHub to bring alternative data and automation into financial workflows.
Support credit decisions, claims automation, and escrow operations on dependable infrastructure.
Bring richer signals into lending and claims
Use one platform to score more applicants, automate more workflows, and release funds with greater confidence.