17 products, one API

Everything you need to build African finance.

From account intelligence and KYC to payments, credit scoring, and fraud prevention - every OminiHub product is a composable building block on a single, consistent API.

Verify

Real-time account intelligence across all MNOs

Read-only account intelligence - existence, holder name, balance, ownership, loan repayment, account-age and income signals. 11 endpoints over GHIPSS and NIBSS NIP, with sub-500ms response times.

Accounts & IdentityLearn more

KYC

Identity verification & biometrics for Africa

GhanaCard OCR via Tesseract 5, NIA registry verification, FaceNet/InsightFace biometric face match with liveness detection. ECOWAS document adapters for NIN, BVN, CNIE, and ICAO passports.

Accounts & IdentityLearn more

Link

Consent management & account connections

The "Item" equivalent for mobile money. OAuth 2.0 consent with 7 scopes, multi-channel (app, USSD *713#, web widget, institutional), KYC portability, and Ghana DPA 2012-compliant audit trails.

Accounts & IdentityLearn more

Enrich

Account enrichment & MNO data augmentation

Transform raw MNO account data into rich financial profiles. Transaction categorization, spending patterns, income estimation, and merchant identification - all from mobile money metadata.

Accounts & IdentityLearn more

The revenue-generating payment engine. MoMo same/cross-operator, MoMo↔Bank, Bank ACH, direct-debit mandates, standing orders, and payroll batch up to 50K transfers. Every transfer is fraud-checked by SecureFlow.

Payments & SettlementLearn more

Corridor

Cross-border FX & remittance routing

Cross-border payment corridors across ECOWAS with competitive FX rates, compliance checks, and same-day settlement. Multi-currency support with automatic routing to optimal settlement paths.

Payments & SettlementLearn more

OminiEscrow

Escrow & conditional payment workflows

Durable escrow workflows powered by Temporal. Funds are held in trust until configurable conditions are met - delivery confirmation, milestone completion, or multi-party approval.

Payments & SettlementLearn more

Reconcile

Transaction reconciliation & settlement

Automated reconciliation across MNOs, banks, and internal ledgers. Matches transactions, identifies discrepancies, and generates settlement reports with full regulatory audit trails.

Payments & SettlementLearn more

Commodity Token

Tokenised commodity trading & settlement

Tokenised representation of physical commodities (cocoa, gold, oil palm) for fractional trading and settlement. Enables smallholder farmers to access commodity markets via mobile money.

Payments & SettlementLearn more

OminiScore

Credit scoring for thin-file users

Credit scoring from mobile-money behaviour alone - no bureau data needed. The West-African differentiator. 0–1000 TransUnion-Africa aligned score with sub-scores, income verification, and regulatory-compliant explanations.

Risk & IntelligenceLearn more

SecureFlow

Transaction signing & security orchestration

Every transfer is fraud-checked through SecureFlow before execution. Multi-signal risk assessment combining OminiShield scores, velocity checks, and device fingerprinting with ALLOW/REVIEW/BLOCK decisions.

Risk & IntelligenceLearn more

OminiShield

Cross-operator fraud intelligence network

Real-time recipient risk scoring powered by the fraudwall.ai community data pool, temporal decay scoring, and Phase 3 GraphSAGE GNN over a Neo4j Party Graph. Sub-2ms Redis reads for SecureFlow integration.

Risk & IntelligenceLearn more

FraudSense

ML-powered fraud detection with ensemble models

Machine learning fraud detection using ensemble models trained on West African mobile money patterns. GraphSAGE GNN over Neo4j Party Graph detects collusion rings and synthetic identity fraud.

Risk & IntelligenceLearn more

FraudWall

Rule-based fraud shield & automated decisioning

Two-tier fraud prevention: FraudWall Shield provides real-time rule-based blocking with configurable blocklists, while FraudWall Auto uses Temporal workflows for automated investigation and decisioning.

Risk & IntelligenceLearn more

AutoClaim

Automated insurance claims processing

Durable Temporal workflows for automated insurance claim processing. From FNOL through investigation to settlement - with configurable rules, fraud checks, and real-time status updates.

Risk & IntelligenceLearn more

Sandbox

Developer sandbox with mock MNOs & test scenarios

A fully-featured sandbox environment with mock MNO simulators, 10,000 synthetic accounts, and 12 pre-built test scenarios. Go from signup to first API call in under 5 minutes.

Developer & AILearn more

OminiIQ

AI assistant & MCP server for LLM agents

The entire OminiHub platform exposed as MCP tools for LLM agents. Build AI-powered financial workflows, automated compliance bots, and intelligent customer service with natural language.

Developer & AILearn more

Start building in under 5 minutes

Spin up a sandbox, grab your API keys, and make your first call today.

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Everything you need to build African finance.

Verify

KYC

Link

Enrich

Transfer

Corridor

OminiEscrow

Reconcile

Commodity Token

OminiScore

SecureFlow

OminiShield

FraudSense

FraudWall

AutoClaim

Sandbox

OminiIQ

Start building in under 5 minutes