Verify

Real-time account intelligence across all MNOs

Read-only account intelligence - existence, holder name, balance, ownership, loan repayment, account-age and income signals. 11 endpoints over GHIPSS and NIBSS NIP, with sub-500ms response times.

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Key Capabilities

Account existence verification with masked holder name

Ownership confirmation cross-referenced with KYC records

Balance reads with consent reference (available/reserved)

Account-age, income, and MMO-tier signals for underwriting

Tiered caching: 5-min existence, 60s balance, no-cache ownership

Force-fresh reads for disbursement-critical checks

API Endpoints

api.ominihub.com

POST/v1/verify/account

POST/v1/verify/account/ownership

GET/v1/verify/account/balance

GET/v1/verify/account/income