Financial infrastructure for mobile money & beyond
One API to verify identities, link accounts, move money, score credit, and detect fraud across West Africa's mobile money ecosystem. Built for 300M+ unbanked adults.
Trusted by leading financial institutions across West Africa
Everything you need. One API.
From identity verification to cross-border payments, OminiHub provides the complete financial infrastructure stack for Africa.
One integration. Every provider.
OminiHub normalizes MMO, GHIPSS, NIBSS, SWIFT & Mojaloop into a single ISO 20022-aligned API.
Built for Africa's financial innovators
Whether you're building a neobank, a lending platform, or a remittance service, OminiHub provides the infrastructure you need.
Digital Lending
Score thin-file borrowers using mobile-money behaviour. Disburse and collect via MoMo with automated mandate management.
Neobanks & Wallets
Onboard users with GhanaCard KYC in seconds. Link accounts and enable instant transfers across all operators.
Savings Groups (Susu/Ntoboa)
Automate community savings with escrow workflows, contribution tracking, and transparent payout scheduling.
Fraud Prevention
Real-time transaction scoring with OminiShield network intelligence and SecureFlow rules engine.
Cross-Border Remittance
Route payments across ECOWAS corridors with competitive FX, compliance checks, and instant settlement.
Insurance & Claims
Automated claims processing with AutoClaim workflows, identity verification, and secure disbursement.
First API call in 5 minutes
Our sandbox ships with 10,000 synthetic accounts, 12 deterministic test scenarios, and a real-time webhook inspector. Production-ready code from day one.
import OminiHub from '@ominihub/sdk';
const ominihub = new OminiHub({ apiKey: 'sk_live_...', apiVersion: 'v1' });
// create the verify service client
const verify = ominihub.verify;
const account = await verify.verifyAccountExistence({
msisdn: '+233241234567',
operator: 'MTN_GH',
});
console.log(account.exists); // true
console.log(account.holder_name); // "K*** A***"
console.log(account.kyc_level); // "ENHANCED"Security is not a feature. It's our foundation.
Built from day one with financial-grade security, regulatory compliance, and data sovereignty for African markets.
End-to-end Encryption
TLS 1.3 in transit, AES-256 at rest. National IDs are HMAC-hashed and never stored raw.
SOC 2 Type II
Annual third-party audits covering security, availability, and confidentiality controls.
Ghana DPA 2012
Full compliance with Ghana Data Protection Act. Tamper-evident consent audit trails.
WORM Audit Logs
Immutable audit records in MinIO WORM storage. Every action is traceable and non-repudiable.
Bank of Ghana Aligned
KYC tiers mapped to BoG EMI guidelines. AML screening against FATF standards.
Biometric Security
Liveness detection prevents spoofing. FaceNet/InsightFace for production-grade matching.
Certified, audited, and compliant
Built on Microsoft Azure and independently audited against the world's leading security, privacy, and quality standards.
Hosted on Microsoft Azure, inheriting 100+ compliance certifications across global, regional, and industry-specific frameworks.
Start building with OminiHub today
Free sandbox access. No credit card required. Go from signup to your first API call in under 5 minutes.
Or talk to sales for enterprise pricing and custom integration support.